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Buying Your First Home

First Home Buyer Loans

The decision to buy a home is a very exciting prospect for a first home owner. It’s the stepping stone to one-day achieving the Australian dream, and it’s great that there are incentives in place by the Australian Government to help Australians achieve their goals.

What is the First Home Buyers Grant?

On 1 July 2000, the Australian Government introduced the First Home Owners Grant in a bid to offset the effect of GST on home ownership. The amount eligible applicants are entitled to is undergoing changes at the moment, if you would like to know what you might be eligible for give one of the consultants at Nicheliving Homeloans a call.

Although the scheme operates nationally, Australian states and territories administer it according to its own legislation and the grant amount could vary between them. Choosing your first home loan is one of the biggest decisions you’ll make. That’s why it’s so important to get it right first time.

There are many items to be considered when applying for a home loan. Whether it be what monthly repayments would need to be made, what other fees could be incurred and what features to include in the loan that may benefit your financial situation. This is where Nicheliving Homeloans comes in, we could help walk you through this complicated process and offer you a range of options to suit your needs.

Alternatively, if you walk into a financial institution unprepared and make an application without knowing about the little things that could improve your chances of success, you could run the risk of your application being knocked back.

If this all sounds a bit daunting, you’ll understand why so many home buyers get Nicheliving Homeloans to handle everything for them. After getting a good understanding of your circumstances we’ll examine a wide range of loans before identifying one best suited to you. We’ll explain all the details of the selected loan in plain language and tell you exactly what information we’ll need from you. We could then use our experience to ensure your home application has the best chance of success.

How can Nicheliving Home Loans Help?

Our finance consultants can help you to find out what you could be eligible for and a variety of loan options to suit you. Be it the First Home Owner Grant, your true borrowing capacity, the Reba Grant or lenders mortgage insurance. Our consultants know that you are unique and that your financial decisions should always be tailored for you. Call one of our finance consultants to find out more on 9483 0099, even if you just want to know how much you could borrow.

For more information on the First Home Owner Grant click here or go to our resources page for other useful links.